Website
The Cortgage / CFinancing website and its Corporate Financial Group division ("CFG") and other related websites on this server, CFG's products and services offered within the CFG website and other CFG wholly owned websites, web pages, affiliates, divisions and subsidiaries (the "Site"), and advertisers, third-party links, third-party affiliates, online partners, their products and services, and public areas within the Site are offered to you, the user of this Site, either an individual or company or anyone who uses the Site, including brokers, agents, borrowers, customers, clients and others (hereinafter referred to as "User" or "Users"), "AS IS" at User's own risk, and without warranties or representations of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement, and conditioned on acceptance of the terms, conditions, and notices contained herein. User access and use of this Site constitutes acceptance of these terms and conditions. Other rules, terms and conditions may be posted at various pages throughout the Site. These other rules, terms and conditions are as binding as this Website Use Policy ("Policy") and are incorporated into this Policy. CFG may make changes to this Policy, to the content, materials at the Site, Site-related offers, products, services and prices described in them, and/or to terminate any offer, product or service, at any time without notice.
Collected Information: Please be aware that CFG may share your information with its affiliates, divisions, subsidiaries and third-party partners, agents and affiliates. If you choose to register with the CFG or apply for service, we may ask you to provide us with certain personal information, such as your name, physical and electronic mail ("e-mail") addresses, phone number, domain name and other information that by itself, or in combination with other information, may be identifiable to you as a specific individual. We may also ask for financial information, and demographic information, such as your zip code and income level. CFG will not sell, rent, trade your information and except for our affiliates, divisions, subsidiaries and third-party partners, agents and affiliates will not disclose individual customer information to any third parties or outside companies who will use the information to contact you or who will share the information with others without your permission.
Limitation of Liability. In no event will CFG, its employees, associates, affiliates, subsidiaries, officers, directors, and/or authorized agents, be responsible nor liable for any direct, indirect, incidental, consequential, special, exemplary, punitive or other damages arising out of or relating in any way to the use of the Site, the use of any third party site linked to the Site, or advertiser sites, or any of their products or services, including any risk to User's computer, software or data being damaged by any virus, software, or any other file which might be transmitted or activated via the Site or User's access to it, the inability to access the Site, site-related offers, products or services, content or information contained within the Site. As a condition of use of the Site, the User agrees to indemnify CFG, its employees, associates, affiliates, subsidiaries, officers, and/or authorized agents, against any and all liability, expenses (including attorney's fees) and damages arising out of claims resulting from User's use of the Site, the use of any third party site linked to the Site, and/or advertiser sites, including without limitation any claims alleging facts that if true would constitute a breach by User of this Website Use Policy terms and conditions. The User's sole remedy is to stop using the Site and the offers, products and services within the Site and Site related web pages.
Ownership and Use of Content. The CFG Site its
copyrighted in its entirety. The copyright in this
Site (except for certain material that is made
available through association or material which is
part of the public domain), contents, including,
without limitation, all graphics, text, and computer
programs contained therein, the underlying code, the
pages displaying this Site and the arrangement of the
Site is owned by CFG, unless otherwise indicated. You
may view the information and use the products and
services offered on this Site, but you cannot copy,
modify, print, or distribute, any of the pages, text,
images, or content from this Site for any purpose;
unless otherwise specified, doing so is a violation of
CFG's copyrights and other proprietary rights.
Registered and
Unregistered Trademarks. All Site related logos and
service marks displayed on the Site and other related
sites and on CFG material are the property of CFG. The
CFG logos, including, other CFG Site related logos
(collectively the "The CFG Trademarks") are trademarks
or service marks of CFG. Other company, product, and
service names and logos used and displayed on this
Site may be trademarks or service marks owned by CFG
or others. Nothing on this Site should be construed as
granting, by implication, estoppel, or otherwise, any
license or right to use any of the CFG Trademarks
displayed on this Site, without CFG's prior written
permission in each instance. We prohibit use of any of
the CFG Trademarks as part of a link to or from any
site unless establishment of such a link is approved
in advance by CFG in writing. All goodwill generated
from the use of the CFG Trademarks will inure to our
benefit.
Third Party Sites, Third Party Ads, Reciprocal Links, Advertisers, Other Links, Listings, Postings, Sponsored Results, Sponsored Links. There are third party sites, reciprocal links, links, listings, products and/or services, business search engine, business directory, Sponsored Results, Sponsored Links, Advertisers, domain name registration and related services, incorporate in any state, postings, material and information from Users, vendors, suppliers, third-party affiliates, online partners, Featured Partners, advertisers, lenders, brokers, airlines, airfare booking service providers, travel related service providers, long distance service providers, credit card providers third-party Ads and related third-party products and services, and other service providers, individuals, representatives, and others contained in the Site ("Third-Party", "Third-Party Link" or "Third-Party Links"), including pointers and links from Third-Party sites to other Internet websites. Certain products and/or services offered by CFG or a CFG owned website may be through affiliation with a Third-Party site, such as airfare search and booking service, long distance and other communications services, domain name registration, business search engine and business directory, online business incorporation services, third-party ads and related third-party products and services, and others within the CFG, and are not under CFG's control. Users use of any Third-Party Link, their products and/or services, and/or business dealings with any Third-Party Link is at User's own risk. The Third-Party Links are published in good faith and sometimes without verification. CFG does not assume any responsibility or liability for any information, communications, materials, products or services available at Third-Party Links, or at any link contained in a Third-Party Link site, or any listing or posting within the Site or Third-Party Link site, or any business dealings between any User and a Third-Party Link or others. The User's correspondence or business dealings with any Third-Party Link, or participation in promotions of advertisers, Third-Party Link sites, links on CFG Storefront, Marketplace or affiliated websites, other Users or any other Third-Party site, product, service, listing or posting found on or through the Site or Third-Party Link site, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, is/are solely between the User and such Third-Party Link site, advertiser, other User or other third party site. The User agree that CFG shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers, Third-Party Link sites, and/or any other third party links, other Users and others on the Site. All Users are advised to check Third-Party Link and their website(s), their rules, regulations, policies and procedures, advertiser links, other Users, their listings, individuals and representatives, representations, ads, messages, products and/or services, and carefully check companies, merchants, Third-Party Link sites, other Users, advertisers, and details before entering into any agreement of any kind with, and/or making payments to, any company, Third-Party Link, other User, advertiser, any other third party site, and/or others, and before disclosing personal information. If in doubt, please consult with an attorney or do not use the service.
CFG can refuse or cancel any Third-Party Links, any listing, posting, or messages at any time without notice, or can amend the contents of any Third-Party Link, listing, posting, or messages at its sole discretion without notice. CFG does not endorse or refer any Third-Party Link, listing, posting or any other material or information of any third party or any User. These Third-Party Links, sites, listings, postings, materials and/or information are not referrals or endorsements by CFG. Once a User links to a Third-Party Link site or access a product or service provided by or through a Third-Party Link site or other third party links, the User has left the CFG Site. Each individual Third-Party Link site has or may have its own set of policies, terms and conditions. User assumes sole responsibility for use of any Third-Party Links, their products and/or services, listings, postings, advertiser sites, and other links and pointers. Third-Party Link prices, fees and rates posted on the Site or on any Third-Party Link site are subject to change without prior notice. Users are advised to confirm with Third-Party Link the prices, fees and rates and to read and understand the terms and conditions of product(s) and/or service(s) before signing for any Third-Party Link product(s) and/or sevice(s).
Public Areas - The CFG Site may
provide from time to time Public Areas, which may
include bulletin boards, directories, online division
websites, other web pages, affiliated sites, where
Users can post their projects, products, services,
information, companies, jobs, resumes, requests,
equipment, comments, opinions, or other materials or
items ("Posting"), for purposes that includes, but not
limited to, marketing, advertising, sales, promotions,
finding or offering employment, listing or posting
products or services, posting projects, deals,
discussions with other Users or others, consideration
by third parties, others, and/or other Users, business
to business discussions, networking, advise, comments
or other reasons. Posting(s) are posted at User's own
risk. CFG is not responsible for any Posting
whatsoever, or for any relationship that may be
established between Users of the Site, third parties,
lenders, brokers, and/or others or for any advise
given by any User or others to another User or others.
CFG reserves the right to review any Posting and to
reject, delete or edit any of them, for any reason, at
any time without notice.
Users may ask
for advise, assistance or pose questions to other
Users, business people, professionals, advertisers,
lenders, brokers, and/or others ("Advisor") via the
CFG Site or through relationships established via the
CFG Site.Any questions answered, product or service
and/or any advise or opinion that any Advisor give to
any User is Advisor's own advise, product, service
and/or opinion and not that of CFG. Each Advisor is
solely responsible for the advise, information and/or
opinions that Advisor gives to any User and others. An
Advisor may give advise or opinions of financial,
legal, or other professional issues, however, Users
should not treat the Advisor's response as a
financial, legal, or professional advice. A
professional advise or opinion can only be given by a
qualified professional who is fully aware of a User's
specific situation and particular circumstances and
requirements. An Advisor may have a personal or
professional interest in certain businesses, services
or products, that Advisor may be connected with or
recommends. Therefore, Users should be aware that such
interests may influence any advice or opinion given by
an Advisor.
The User's correspondence or
business dealings with any other User, Advisor,
Third-Party Link, or any other person or entity,
including payments of any kind and/or delivery of
related goods or services, and/or any other terms,
conditions, warranties or representations associated
with such dealings, are at User's own risk and solely
between the User and other party. The User agree that
CFG shall not be responsible or liable for any loss or
damage of any sort incurred by the User as the result
of User's dealings with any third party, Third-Party
Link, Advisor, other User, or any other person or
entity for any reason whatsoever.
Additional risks arise out of
dealings with foreign nationals, underage persons or
people acting under false pretense or making deceitful
representations. Because user authentication on the
Internet is difficult, CFG cannot and does not confirm
that each User who accesses this Site is who they
claim to be. Users are advised that before disclosing
any information to a third party, Advisor, other
Users, Third-Party Link, or any other person or entity
to first check the other party carefully, and all
details before entering into any agreement of any kind
with any third party, Advisor, other Users,
Third-Party Link, person or entity, and before making
payments of any kind. If in doubt, please consult with
an attorney.
CFG does not take responsibility
for any Posting that may be listed incorrectly. If you
find any errors in your Posting(s), please notify us
via e-mail, so that corrections can be made
immediately. Public Areas within the Site are offer
for convenience only.
Further Disclaimer. User acknowledges that no affiliation, joint venture, partnership, employment or agency relationship, association or any other relationship whatsoever exists between the User of this Site and CFG as a result of this Agreement or use of this Site. User agrees not to hold himself or herself out as a representative, agent, or employee of CFG and CFG shall not be liable for any representation, act or omission of the User.
Legal
Disclaimer - Governing Law and Remedy. The products
and services offered at the Site are available only to
Users who can form a legally binding contract under
applicable law, and are void where prohibited or
restricted by law. This Site may be used only for
lawful purposes. CFG controls and operate this Site
from its offices within the State of New York, United
States of America. CFG does not claim that products,
services and materials in this Site are available for
use in locations other than states in which said
products, services and materials are authorized. A
User choosing to access this Site from other
locations, do so on own initiative, and is responsible
for compliance with any and all applicable laws. This
Policy and these terms and conditions shall be
governed by and construed in accordance with the
substantive law of the state of New York, United
States of America, without regard to conflicts of laws
provisions.
ARBITRATION AS
EXCLUSIVE REMEDY: ANY CONTROVERSY OR CLAIM ARISING OUT
OF OR RELATING IN ANY WAY TO THE SITE, USE OF THE
SITE, THIS POLICY OR THESE TERMS AND CONDITIONS, OR
THE INTERPRETATION, VALIDITY, ENFORCEMENT, BREACH OR
TERMINATION THEREOF, SHALL BE RESOLVED BY ARBITRATION
IN NEW YORK IN ACCORDANCE WITH THE RULES OF THE
AMERICAN ARBITRATION ASSOCIATION. Notwithstanding any
provision of law to the contrary, it is expressly
agreed that the arbitrator shall have no power to
award treble, punitive, consequential or any other
damages in excess of compensatory damages and each
party hereby irrevocably waives any right to assert or
to recover any such damages. The arbitrator's award
shall be final and binding between the parties, their
successors and assigns and, notwithstanding any other
choice of law provision in this Policy or these Terms
and Conditions, all issues regarding the arbitration
process, specifically including the enforceability of
the arbitrator's award, shall be governed by the
United States Arbitration Act. Judgment upon the award
rendered by the arbitrator may be entered solely in
the state and federal courts located in New York, New
York and the parties hereby irrevocably consent to the
jurisdiction of these courts for that purpose.
ACCEPTANCE OF THESE TERMS AND CONDITIONS CONSTITUTES
SPECIFIC ACCEPTANCE IN WRITING OF ARBITRATION AS SET
FORTH IN THIS PARAGRAPH AS THE EXCLUSIVE REMEDY FOR
RESOLUTION OF DISPUTES IN ACCORDANCE WITH THE
PROVISIONS OF THIS PARAGRAPH.
Submitting Proposals and/or
Requests. CFG is a professional organization dedicated
in maintaining a very high degree of quality and
integrity in business origination. No oral
representation is ever made. CFG has the right to
refuse service to any User and/or to refuse any
proposal, product or service at any time without
notice. If a User submits an application, transaction,
or request, referred to herein as a "Proposal or
Proposals", and said Proposal is rejected by CFG, CFG
has no obligation to notify the User, and in most
cases, the User will not be notified. When submitting
documentation to CFG, a User must submit documentation
that does not have to be returned. Documentation
submitted to CFG will not be returned. Further, all
Proposals submitted to CFG must include; the Full
Name, Address, Telephone Number and E-mail Address of
the User. Proposals that have been accepted for
further consideration by CFG are subject to, among
other things, qualification, meeting underwriting
criteria, and final written approval. A User should
not rely and/or make any commitments based on any
Proposal that has been accepted for further
consideration by CFG. CFG reserves the right, at any
time, without notice to: (1) reject any Proposal,
including Proposals that had been accepted for further
consideration; (2) screen a User or Users; (3) approve
or reject and/or terminate the relationship with any
User, including Users that have submitted Proposals,
or has a Proposal pending with CFG. Other conditions
apply.
Domain Name Registration: CFG may offer Accredited
Domain Registration Services, through affiliate
affiliation with an ICANN REGISTRAR, which applies to
.com, .net, .org, .biz, .us, .info, .tv, .cc, .ws.
.bz, .nu and others. BY COMPLETING THE DOMAIN NAME
(I.E., WEB ADDRESS) REGISTRATION PROCESS, YOU AGREE TO
BE BOUND BY THIS AGREEMENT AND BY THE AGREEMENT OF THE
DOMAIN NAME REGISTRAR (AGREEMENT"), WHICH YOU WILL
FIND ON THE DOMAIN NAME REGISTRATION SITE. SO PLEASE
READ ALL THE TERMS CAREFULLY.
PLEASE NOTE:
NOTHING IN THE AGREEMENT OBLIGATES CFG IN ANY WAY TO
YOU THE USER. FURTHER, REGISTRAR RESERVES THE RIGHT TO
TERMINATE ANY FREE OFFERS AT ANY TIME WITHOUT NOTICE
TO THE USER. CFG AND REGISTRAR DOES NOT REPRESENT OR
GUARANTEE THAT THE SERVICE WILL BE UNINTERRUPTED OR
ERROR FREE OR THAT THE SERVICE WILL MEET THE USER'S
EXPECTATIONS. ANY DISPUTES WITH RESPECT TO YOUR DOMAIN
NAME REGISTRATION IS BETWEEN YOU AND THE REGISTRAR.
YOU AGREE TO HOLD CFG FREE OF ANY LIABILITY.
FURTHERMORE, CFG WOULD NOT LIST OR LINK TO YOUR DOMAIN
NAME OR PROVIDE FREE WEBSITE HOSTING SERVICES IN
CONNECTION WITH YOUR DOMAIN NAME BEYOND WHAT IS
PROVIDED WITHIN THE SERVICE WITH REGISTRAR.
If you choose
to transfer a domain name that you have already
registered, you must request our registrar that the
original registrar change the name servers for the
domain name as designated by our registrar on your
behalf.
PLEASE NOTE: IF YOU CHOOSE TO USE
A DOMAIN NAME THAT YOU HAVE ALREADY REGISTERED ON A
WEBSITE THAT YOU HAVE OR WILL PURCHASE FROM CFG OR
REGISTRAR, YOU WILL BE RESPONSIBLE FOR ALL ONGOING
FEES FOR THAT DOMAIN NAME, INCLUDING RENEWAL FEES.
The fees for
the Service are set at time of registration and/or
renewals. All such fees are payable in U.S. dollars,
are non-refundable and non-creditable, and will
automatically be charged to your credit card.
THE USER
EXPRESSLY UNDERSTAND AND AGREE THAT:
a. YOUR USE OF THE SITE IS AT
YOUR SOLE RISK. THE SITE AND SERVICES ARE PROVIDED ON
AN "AS IS" AND "AS AVAILABLE" BASIS. CFG EXPRESSLY
DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS
OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED
WARRANTIES OF MERCHANTABILITY, FITNESS FOR A
PARTICULAR PURPOSE AND NON-INFRINGEMENT.
b. CFG MAKES
NO WARRANTY THAT (i) THE SITE OR SERVICES WILL MEET
YOUR REQUIREMENTS OR EXPECTATIONS, (ii) THE SITE OR
SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR
ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED
FROM THE USE OF THE SITE OR SERVICES WILL BE ACCURATE
OR RELIABLE, (iv) THE QUALITY OF ANY PRODUCT(S),
SERVICE(S), INFORMATION, OR OTHER MATERIAL PURCHASED
OR OBTAINED BY YOU THROUGH THE SITE OR THROUGH A
THIRD-PARTY LINK SITE WILL MEET YOUR EXPECTATIONS, AND
(V) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED.
c. ANY
MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE
USE OF THE SITE, THIRD-PARTY LINK SITE OR PRODUCTS
AND/OR SERVICES IS DONE AT YOUR OWN DISCRETION AND
RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY
DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT
RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
d. NO ADVICE
OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY
YOU FROM CFG OR THROUGH OR FROM THE SITE, THIRD-PARTY
LINK SITE OR PRODUCTS AND/OR SERVICES SHALL CREATE ANY
WARRANTY NOT EXPRESSLY STATED IN THIS POLICY.
THE USER
EXPRESSLY UNDERSTAND AND AGREE THAT CFG, ITS
EMPLOYEES, OFFICERS, DIRECTORS, AGENTS, DIVISIONS,
AFFILIATES, AND/OR SUBSIDIARIES, SHALL NOT BE LIABLE
FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL,
CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT
LIMITED TO, DAMAGES FOR LOSS OF PROPERTY OR LOSS OF
PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE
LOSSES (EVEN IF CFG HAS BEEN ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE
USE OR THE INABILITY TO USE THE SITE OR SERVICES; (ii)
DEALINGS BETWEEN USER AND ANY THIRD PARTY LINK SITE,
ADVERTISER, OR ANY OTHER COMPANY OR ENTITY LINKED TO
THE CFG SITE; (iii) THE COST OF PROCUREMENT OF
SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY
GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR
OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED
INTO THROUGH OR FROM THE SITE; (iv) UNAUTHORIZED
ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA;
(v) STATEMENTS OR CONDUCT OF ANY THIRD PARTY LINK
SITE, ANY OTHER SITE LINKED TO THE SITE, ADVERTISER,
OTHER USERS, OR PRODUCTS OR SERVICES; OR (vi) ANY
OTHER MATTER RELATING TO THE SITE, THIRD-PARTY LINKS,
ADVERTISERS, PRODUCTS AND/OR SERVICES.
THE MATERIALS
OR CONTENT AT THE SITE MAY CONTAIN INACCURACIES AND
TYPOGRAPHICAL ERRORS. CFG DOES NOT WARRANT THE
ACCURACY OR COMPLETENESS OF THE MATERIALS OR THE
RELIABILITY OF ANY ADVICE, OPINION, STATEMENT OR OTHER
INFORMATION DISPLAYED OR DISTRIBUTED THROUGH THE SITE.
YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY SUCH OPINION,
ADVICE, STATEMENT, MEMORANDUM, OR INFORMATION SHALL BE
AT YOUR SOLE RISK. CFG RESERVES THE RIGHT, IN ITS SOLE
DISCRETION, TO CORRECT ANY ERRORS OR OMISSIONS IN ANY
PORTION OF THE SITE. CFG MAY MAKE ANY OTHER CHANGES TO
THE SITE, THE MATERIALS AND THE PRODUCTS, PROGRAMS,
SERVICES OR PRICES (IF ANY) DESCRIBED IN THE SITE AT
ANY TIME WITHOUT NOTICE.
Severavility.
If any part of this Agreement is determined to be
invalid or unenforceable pursuant to applicable law
including, but not limited to, the warranty
disclaimers and liability limitation set forth above,
then the invalid or unenforceable provision will be
deemed superseded by a valid, enforceable provision
that most closely matches the intent of the original
provision and the remainder of the Agreement shall
continue in effect.
Indemnification. User agrees that
it shall defend, indemnify, save and hold CFG harmless
from any demands, liabilities, losses, costs and
claims, including reasonable attorneys fees,
("Liabilities") asserted against CFG, its agents, its
customers, officers and employees, that may arise or
result from any product or service provided or
performed or agreed to be performed or any product or
service sold or purchased by User, its agents,
employees or assigns. User agrees to defend, indemnify
and hold harmless CFG against Liabilities arising out
of (i) any injury to person or property caused by any
product(s) or service(s) sold or purchased or
otherwise distributed in connection with CFG; (ii) any
material supplied by User infringing or allegedly
infringing on the proprietary rights of a third party;
(iii) copyright infringement and (iv) any defective
product which User sold or purchased via the CFG
website or a Third-Party Link site.
Notices.
Except with respect to service of process, all notices
may be sent by e-mail to the e-mail address most
recently provided and will be effective upon
transmission. Evidence of successful transmission
shall be retained.
Inquiries.
Please direct inquiries about the Site to our
Webmaster. Please
click here
to contact us via email.
Other
Conditions and Restrictions Apply. Any rights not
expressly granted herein